Thursday, November 1, 2012
Wednesday, October 3, 2012
Who Needs A Government Bailout? Build Your Own Economic Stimulus
Could this be the perfect small business model?
One that affords you the ability to:
Start on a Part-time basis ....
so that it doesn't interfere with what you are currently doing.
Generate sufficient Income....
so that you are free from the every day financial concerns of life.
Give you back more of your Time....
so that you may focus on what's important.
Ultimately lead to your personal Freedom .....
so that you can concentrate on the things that really matter to you.
Find the one that fits you.
You owe it to yourself to take a closer look.
You have everything to gain ......
Join our Newsletter for more tips & info on small business.
Eddie Smith
Independent Associate
phone: 866-639-5257
email: smithede2@gmail.com
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P.S. Seeking an affordable solution for your life's little issues? Click Here
Tuesday, October 2, 2012
Desperate Times Forces Creative Measures
To state the obvious, times are hard for a lot of working families. Many times, there is just way too much month at the end of the money. In times like these, you have to find creative ways to make things happen. Especially when your family has a need for things like reliable transportation, etc. Case in point....
Photograph courtesy Deanna Jump/mrsjumpsclass.com
View of Deanna Jump's kindergarten classroom in Florida, where she previously taught
Online Marketplace
How a Teacher Made $1 Million Selling Lesson Plans
Deanna Jump is not a trust fund baby. She never married into money and she has never won the lottery. But in the past year-and-a-half, the 43-year-old kindergarten teacher in Warner Robins, Ga., has earned more than $1 million. Her unlikely strategy: selling catchy kindergarten lesson plans to other teachers.
Jump is just one of some 15,000 teachers currently marketing their original classroom materials through the online marketplace, TeachersPayTeachers (TPT). Since signing on to the site, she has created 93 separate teaching units and sold 161,000 copies for about $8 a pop. “My units usually cover about two weeks’ worth of material,” she says. “So if you want to teach about dinosaurs, you’d buy my dinosaur unit, and it has everything you need from language arts, math, science experiments, and a list of books you can use as resources. So once you print out the unit, you just have to add a few books to read aloud to your class, and everything else is there, ready to go for you.”
To be fair, no one else on TPT has been as wildly successful as Jump, but at least two other teachers have earned $300,000, and 23 others have earned over $100,000, according to site founder Paul Edelman. “Of the 15,000 teachers who are contributing, about 10,000 make money in any given quarter,” he adds.
Edelman, a former New York middle school English teacher, launched TPT in 2006 after sinking grueling hours into planning his own classes. “Every night, I would spend two or three hours, at least—and then Sundays I would spend all day and all night preparing and correcting papers,” he says. To get ahead, Edelman and his colleagues swapped ideas and lesson plans. They also perused online sites for helpful resources, but found only sub-par, outdated materials.
After four years in the classroom, Edelman hit upon the idea for an online lesson-plan marketplace. “I thought teachers would be more incentivized to post their best stuff and to create even higher quality materials if they had the opportunity to get paid for them,” says Edelman, who now lives in Fontainebleau, France, south of Paris. “I had no clue what I was doing, but I knew it was a really good idea, so I just found my way,” he says, noting he has no tech background. “I read books. I cashed out my retirement fund and sold my car and my motorcycle and got enough money together—around $10,000—to hire a programmer to build the first version of the site.”
Soon after the launch, New York-based publisherScholastic (SCHL) bought the site for what Edelman says was a low six-figure sum. Over the next few years, TPT continued growing, though not fast enough to hold Scholastic’s interest. Edelman bought the site back in 2009. “Scholastic—being a big, publicly traded company—wanted instant gratification, YouTube-like, explosive growth,” he says. “They were going to close [the site] down, but I fought really hard to get them to let me buy it back.”
Little by little, TPT began gaining steam. “With marketplaces, it’s that chicken-and-egg thing,” says Edelman. “Until you have lots of products, you don’t have lots of buyers.” Today the site has 1.1 million active members and over the past year has seen enormous growth. Last month alone, TPT grossed $2.5 million in sales, up from $305,000 in August 2011. It has 10 employees working in customer service. Teachers pay an annual premium membership fee of $59.95 to sell materials on the site, and TPT takes a 15 percent cut of most sales. (Teachers can sell materials without a premium membership, but TPT’s share then rises to 40 percent of a sale.)
Jump admits that her own success is partly due to keeping a popular blog that helps direct readers to her TPT materials. TPT’s “Follow Me” button has also been a boon. “I have over 16,000 followers,” she says. “So every time I post a new product, an e-mail goes out to those people and—literally within an hour—I’m selling, selling, selling.”
In the past three months, Jump, who earns $55,000 per year teaching, has collected $213,000 in TPT sales. She says the money has not changed how she lives day-to-day. If anything, Jump says, she’s working harder than ever, putting about 40 hours a week into TPT projects, apart from her regular teaching schedule. So far, she’s used the money to pay off bills, send her daughter to college, and buy a handicapped-accessible van for her quadriplegic brother.
“When I realized that we could buy that van and it wouldn’t be a financial hardship for my family, that was really something,” she says. “But we really haven’t changed our lifestyle. I drive a Kia, okay? I’m just trying to keep it real.”
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Monday, September 24, 2012
Are You Scam Proof? Identity-Theft on the Rise.
In the best of times and the worst of times, you can never be too careful. Scammers and con artists have historically been on the prowl looking for the next victim. Identity theft is on the rise!!! Sad to say, in these harsh economic times, it tends to bring out the best of the worst of them. With that, today's news goes as follows .....
Consumer Reports – 9 hours ago
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Protect Yourself From the Latest Scams
Investment, mortgage, Internet, and other kinds of fraud are on the rise
Consumer Reports – 9 hours ago- Yahoo! Finance/Thinkstock - Financial Fraud Research Center estimates the measurable direct cost of financial fraud to Americans to be $40 billion to $50 billion a year.
The economy may be struggling but the fraud business is booming. Although comprehensive data aren’t kept, the fingerprints of a crime wave are all over. Fraud and identity-theft complaints tracked by the Federal Trade Commission topped 1.2 million last year, up 19 percent over 2010 and 800 percent since 2000.
Moreover, the FBI says fraud involving investments, mortgages, and the Internet is growing. Government takedowns of multimillion-dollar schemes are common.
“Fraud is as high as it’s ever been, because the scam artists are using brand-new channels and technology that didn’t exist 15 years ago,” says Martha Deevy, director of the Financial Fraud Research Center at Stanford University’s Center on Longevity. The center estimates the measurable direct cost of financial fraud to Americans to be $40 billion to $50 billion a year.
[More from Consumer Reports: Best and worst appliance stores]
Experts also say the need for law enforcement to pursue terrorists has shifted FBI resources from fraud cases. “After 9/11 the scammers realized, ‘This is our time,’” says Doug Templeton, chief investigator for the Pinellas County (Fla.) Department of Justice and Consumer Services, who has tracked criminals in the state for 13 years.
David Vladeck, director of the bureau of consumer protection at the FTC, says, “What we’re seeing is ‘last dollar’ fraud aimed at taking the last dollar from the unemployed or underemployed.”
Like a good novel, a scam is all about the story. It must be convincing and, above all, new. Consequently, con artists change their techniques to respond to changing consumer awareness, says the latest threat assessment by the International Mass-Marketing Fraud Working Group.
We interviewed experts, scoured the complaint files of regulatory and consumer-protection agencies, and followed our readers’ tip-offs to present the latest frauds making the rounds—and some of the classics. Here’s what to watch out for.
1. This solar-energy system pays for itself, cutting your bills by $1,000 a year
A new twist on the home-improvement scam targets folks who want to cut their energy bills with rooftop solar panels or windmills. Solar energy, of course, can reduce your electric bill. But making the big up-front investment is the equivalent of paying for 30 to 40 years of electricity in advance. And lots of variables can confound payback, including living where cloudy weather is commonplace or in the shadow of towering trees, terrain, or nearby tall buildings.
Solar-panel scams. Consumers unfamiliar with those caveats give double-dealers an opportunity to lowball costs and talk up savings. The promised best-case scenario can lure you into paying a big deposit to a contractor who skips town or otherwise never delivers the system or savings. Some victims have been burned for several thousand dollars. Home-improvement companies are the third most complained about businesses, according to the latest survey of consumer-protection agencies by the Consumer Federation of America and the North American Consumer Protection Investigators.
Protect yourself: California is the leader in residential solar, so go to its electric utility website to see whether solar makes sense for you. If it does, work only with licensed contractors specializing in solar installation. Conduct an energy audit and get bids from at least three companies. Check their Better Business Bureau rating and references. Never pay the full price up front or a deposit of more than $1,000 or 10 percent of the project price, whichever is smaller.
2. We’ll remove the virus we found for $100
Some scoundrels fly under the radar via telephone. A tech-support person, purportedly from a trusted company like Dell or Microsoft, calls to warn you that its security systems have remotely detected a virus on your computer and offers to remove it—for a fee of $100 or more.
Bogus tech-support scams. Of course, there is no virus, so you pay for unnecessary service. The crook may also take the opportunity to install mock antivirus software that later starts “finding” nonexistent malware. That can cost you a bundle for removal. Worse, the tech may also install software that scans your computer to steal your passwords and hijack your computer to generate ads and spread spam.
Protect yourself: See our June 2012 report on security software to find legitimate antivirus and antimalware software that we’ve rated, install it on your PC, and keep it up to date. Hang up on anyone outside your home who claims to find trouble on your PC.
3. Confirm the flight reservation you didn’t make
You get an e-mail notifying you about airline reservations you didn’t make, a package from UPS you weren’t expecting, or a problem with your bank account. Just click on this link or attachment.
Phishing and malware scams. If you follow the instructions, you might end up downloading malware designed to take control of your computer and turn it into a spamming robot, harm it with a virus, or mine your files for financial information. Following the link will take you to a site that looks real but is fake. When you log in, it captures your user name and password so that the bad guys can get into your real accounts.
For years, those threats were limited to your PC, which should be protected with security software. But the popularity of smart phones has opened the door to “smishing.” (The word combines “SMS,” or short-message service—aka text messaging—and “phishing.”) Some smart-phone users don’t realize that their phone is a computer and prone to the same security risks as a PC.
Those deceptions work. More than 9 million households had at least one member who gave up information to phishers, and 30 million suffered a malware attack in the previous year, according to our latest survey of online households. The Better Business Bureau pegged phishing as its top scam of 2011. Moreover, today’s fake sites are more believable than ever.
Protect yourself: Never click on a link to your online accounts through e-mail or call an account-related phone number in a text message someone sends you. Instead, open your PC or mobile Web browser and type in the desired address on your own. And don’t click on an e-mail attachment unless you’re expecting it.
4. You’ve just won a $100 gift card!
In this new bamboozle, burglars claiming to be from a local store call to tell you that you’ve just won the prized plastic, and you must come in to pick it up.
Burglary. The game is to get you out of the house so that robbers can carry out an old-fashioned break-in while you’re gone.
Protect yourself: This simple trick works because it catches you by surprise. Always be suspicious when someone promises you something for nothing. The Better Business Bureau, which first warned about this scam, advises “winners” to ask questions: What contest did I win? How was I chosen? Call the store to independently confirm the details. After you determine that it’s a scam, notify the police. And take extra precautions to lock up your house, set your alarms, and protect valuables when you do leave, since burglars have clearly targeted your home.
5. Now you really can see who views your Facebook profile!!!
Social-media networks are fertile ground for fakery. You might have received, for example, news-feed messages from Facebook friends raving about an app that claims to let you see who’s checking out your profile. Such messages can be spam in disguise, leading to “bait pages.” Other bait involves purportedly bizarre or salacious videos. Consumers who take the bait never get the promised software or film.
Instead, the link drives the curious to a fake Facebook website. You’re asked to “like” the app or other bait, which forwards the spam to all of your friends. Then you have to complete a survey, which collects personal information and opinions.
Survey scams. The goal is to trick you into filling out surveys for online advertisers, with the person who set up the operation collecting commissions for each one completed by an ever-expanding circle of friends, says Chet Wisniewski, senior security adviser at Sophos, an information security firm. One “clickjacker,” Adscend Media of Wilmington, Del., raked in a significant amount of money, according to a lawsuit filed by the Washington state attorney general. The case was settled in May under a consent order in which the company agreed to stop certain marketing.
There’s a difference between scam surveys and legitimate surveys, like those Consumer Reports e-mails to subscribers. Our surveys link you directly to the questionnaire; you don’t need to “like” us first. And your responses are confidential; they aren’t used for marketing or fundraising.
Protect yourself: Don’t reveal personal information online to anyone who initiated contact with you unless your trust is certain. Look for the survey company’s name and go to its website independently by reopening your browser, or call it. Ignore product promos from Facebook friends. Use caution in granting access to your profile. And think before you “like.”
Moreover, the FBI says fraud involving investments, mortgages, and the Internet is growing. Government takedowns of multimillion-dollar schemes are common.
“Fraud is as high as it’s ever been, because the scam artists are using brand-new channels and technology that didn’t exist 15 years ago,” says Martha Deevy, director of the Financial Fraud Research Center at Stanford University’s Center on Longevity. The center estimates the measurable direct cost of financial fraud to Americans to be $40 billion to $50 billion a year.
[More from Consumer Reports: Best and worst appliance stores]
Experts also say the need for law enforcement to pursue terrorists has shifted FBI resources from fraud cases. “After 9/11 the scammers realized, ‘This is our time,’” says Doug Templeton, chief investigator for the Pinellas County (Fla.) Department of Justice and Consumer Services, who has tracked criminals in the state for 13 years.
David Vladeck, director of the bureau of consumer protection at the FTC, says, “What we’re seeing is ‘last dollar’ fraud aimed at taking the last dollar from the unemployed or underemployed.”
Like a good novel, a scam is all about the story. It must be convincing and, above all, new. Consequently, con artists change their techniques to respond to changing consumer awareness, says the latest threat assessment by the International Mass-Marketing Fraud Working Group.
We interviewed experts, scoured the complaint files of regulatory and consumer-protection agencies, and followed our readers’ tip-offs to present the latest frauds making the rounds—and some of the classics. Here’s what to watch out for.
1. This solar-energy system pays for itself, cutting your bills by $1,000 a year
A new twist on the home-improvement scam targets folks who want to cut their energy bills with rooftop solar panels or windmills. Solar energy, of course, can reduce your electric bill. But making the big up-front investment is the equivalent of paying for 30 to 40 years of electricity in advance. And lots of variables can confound payback, including living where cloudy weather is commonplace or in the shadow of towering trees, terrain, or nearby tall buildings.
Solar-panel scams. Consumers unfamiliar with those caveats give double-dealers an opportunity to lowball costs and talk up savings. The promised best-case scenario can lure you into paying a big deposit to a contractor who skips town or otherwise never delivers the system or savings. Some victims have been burned for several thousand dollars. Home-improvement companies are the third most complained about businesses, according to the latest survey of consumer-protection agencies by the Consumer Federation of America and the North American Consumer Protection Investigators.
Protect yourself: California is the leader in residential solar, so go to its electric utility website to see whether solar makes sense for you. If it does, work only with licensed contractors specializing in solar installation. Conduct an energy audit and get bids from at least three companies. Check their Better Business Bureau rating and references. Never pay the full price up front or a deposit of more than $1,000 or 10 percent of the project price, whichever is smaller.
2. We’ll remove the virus we found for $100
Some scoundrels fly under the radar via telephone. A tech-support person, purportedly from a trusted company like Dell or Microsoft, calls to warn you that its security systems have remotely detected a virus on your computer and offers to remove it—for a fee of $100 or more.
Bogus tech-support scams. Of course, there is no virus, so you pay for unnecessary service. The crook may also take the opportunity to install mock antivirus software that later starts “finding” nonexistent malware. That can cost you a bundle for removal. Worse, the tech may also install software that scans your computer to steal your passwords and hijack your computer to generate ads and spread spam.
Protect yourself: See our June 2012 report on security software to find legitimate antivirus and antimalware software that we’ve rated, install it on your PC, and keep it up to date. Hang up on anyone outside your home who claims to find trouble on your PC.
3. Confirm the flight reservation you didn’t make
You get an e-mail notifying you about airline reservations you didn’t make, a package from UPS you weren’t expecting, or a problem with your bank account. Just click on this link or attachment.
Phishing and malware scams. If you follow the instructions, you might end up downloading malware designed to take control of your computer and turn it into a spamming robot, harm it with a virus, or mine your files for financial information. Following the link will take you to a site that looks real but is fake. When you log in, it captures your user name and password so that the bad guys can get into your real accounts.
For years, those threats were limited to your PC, which should be protected with security software. But the popularity of smart phones has opened the door to “smishing.” (The word combines “SMS,” or short-message service—aka text messaging—and “phishing.”) Some smart-phone users don’t realize that their phone is a computer and prone to the same security risks as a PC.
Those deceptions work. More than 9 million households had at least one member who gave up information to phishers, and 30 million suffered a malware attack in the previous year, according to our latest survey of online households. The Better Business Bureau pegged phishing as its top scam of 2011. Moreover, today’s fake sites are more believable than ever.
Protect yourself: Never click on a link to your online accounts through e-mail or call an account-related phone number in a text message someone sends you. Instead, open your PC or mobile Web browser and type in the desired address on your own. And don’t click on an e-mail attachment unless you’re expecting it.
4. You’ve just won a $100 gift card!
In this new bamboozle, burglars claiming to be from a local store call to tell you that you’ve just won the prized plastic, and you must come in to pick it up.
Burglary. The game is to get you out of the house so that robbers can carry out an old-fashioned break-in while you’re gone.
Protect yourself: This simple trick works because it catches you by surprise. Always be suspicious when someone promises you something for nothing. The Better Business Bureau, which first warned about this scam, advises “winners” to ask questions: What contest did I win? How was I chosen? Call the store to independently confirm the details. After you determine that it’s a scam, notify the police. And take extra precautions to lock up your house, set your alarms, and protect valuables when you do leave, since burglars have clearly targeted your home.
5. Now you really can see who views your Facebook profile!!!
Social-media networks are fertile ground for fakery. You might have received, for example, news-feed messages from Facebook friends raving about an app that claims to let you see who’s checking out your profile. Such messages can be spam in disguise, leading to “bait pages.” Other bait involves purportedly bizarre or salacious videos. Consumers who take the bait never get the promised software or film.
Instead, the link drives the curious to a fake Facebook website. You’re asked to “like” the app or other bait, which forwards the spam to all of your friends. Then you have to complete a survey, which collects personal information and opinions.
Survey scams. The goal is to trick you into filling out surveys for online advertisers, with the person who set up the operation collecting commissions for each one completed by an ever-expanding circle of friends, says Chet Wisniewski, senior security adviser at Sophos, an information security firm. One “clickjacker,” Adscend Media of Wilmington, Del., raked in a significant amount of money, according to a lawsuit filed by the Washington state attorney general. The case was settled in May under a consent order in which the company agreed to stop certain marketing.
There’s a difference between scam surveys and legitimate surveys, like those Consumer Reports e-mails to subscribers. Our surveys link you directly to the questionnaire; you don’t need to “like” us first. And your responses are confidential; they aren’t used for marketing or fundraising.
Protect yourself: Don’t reveal personal information online to anyone who initiated contact with you unless your trust is certain. Look for the survey company’s name and go to its website independently by reopening your browser, or call it. Ignore product promos from Facebook friends. Use caution in granting access to your profile. And think before you “like.”
...........
The original article can be found at http://finance.yahoo.com/news/protect-yourself-from-the-latest-scams.html?page=1
The moral to this story of course is that you should always be aware of the threats to your financial well being. Protecting your identity is of the utmost importance. So ask yourself, are you protected?
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P.S. Seeking an affordable solution for your life's little issues? Click Here
Pagination
Saturday, September 22, 2012
When Life Happens
Don't you just hate it when little small issues turn into much bigger issues because things happen? Wall have those days when we were supposed to do one thing but you never make it because you got all wrapped up in something else. Sometimes there are legal consequences, Take for example the following story ...
Original story located at: http://sports.yahoo.com/news/va-judge-issues-arrest-warrant-201957047--nfl.html
Oh yeah and case the name sounds familiar, it is the younger brother of Eagles QB Michael Vick.
The point here is that things happen. Sometimes with dire consequences. At that time, it pays to have a good soild team to come to your defense whether if be for advice or to take action. Should that time come for you or someone you love, do you have a plan?
Va. judge issues arrest warrant for Marcus Vick
The Associated Press – 5 hours ago HAMPTON, Va. (AP) -- A Virginia judge has issued an arrest warrant for former Virginia Tech and NFL player Marcus Vick. The younger brother of Philadelphia Eagles quarterback Michael Vick spent 10 days in a Newport News jail in March on a contempt of court charge stemming from his failure to appear in court twice for a 2010 charge of driving on a suspended license. On Friday, a Hampton judge issued an arrest warrant for Vick for failing to appear in court to face another driving on a suspended license charge from June 2011. Court records show Vick's appearance had been pushed back twice since May. The Daily Press of Newport News reports that Vick's attorney, Lawrence Woodward, told the judge (http://bit.ly/S9U4N6 ) Vick was unemployed in Atlanta and couldn't get to court. Woodward did not immediately return a message seeking comment.Original story located at: http://sports.yahoo.com/news/va-judge-issues-arrest-warrant-201957047--nfl.html
Oh yeah and case the name sounds familiar, it is the younger brother of Eagles QB Michael Vick.
The point here is that things happen. Sometimes with dire consequences. At that time, it pays to have a good soild team to come to your defense whether if be for advice or to take action. Should that time come for you or someone you love, do you have a plan?
If you enjoyed, please share and comment. Thanks.
P.S. Seeking an affordable solution for your life's little issues? Click Here
Is Your ATM Pin Secure?
Which of the top ATM Pins Do You Use?
To state the obvious, identify thieves are always present and ever active. They are constantly looking to take advantage of the unsuspecting average person in any way they can. Sometimes, we make it way to easy for them by not paying attention to the little details in life. Take for example the story listed below.Cracking Your PIN Code: Easy as 1-2-3-4
By Lisa Scherzer | The Exchange – Fri, Sep 21, 2012 9:01 AM EDT
If you lost your ATM card on the street, how easy would it be for someone to correctly guess your PIN and proceed to clean out your savings account? Not long, according to data scientist, Nick Berry, founder of Data Genetics, a Seattle technology consultancy.
Berry analyzed passwords previously from released and exposed password tables and security breaches and filtered the results to just those that were exactly four digits long [0-9]. There are 10,000 possible combinations that the digits 0-9 can be arranged to form a four-digit code. Berry analyzed those to find which are the least and most predictable. He speculates that if users select a four-digit password for an online account or other web site, it's not a stretch to use the same number for their four-digit bank PIN codes.
What he found, he says, was a "staggering lack of imagination" when it comes to selecting passwords. Nearly 11% of the 3.4 million four-digit passwords he analyzed are 1234. The second most popular PIN in is 1111 (6% of passwords), followed by 0000 (2%). (Last year SplashData compiled a list of the most common numerical and word-based passwords and found that the "password" and "123456" topped the list.)
Berry says that a whopping 26.83% of all passwords could be guessed by attempting just 20 combinations of four-digit numbers (see first table). "It's amazing how predictable people are," he says.
We don't like hard-to-remember numbers and "no one thinks their wallet will get stolen," Berry says.
Days, months, years
Many of the commonly used passwords are, of course, dates: birthdays, anniversaries, the year you were born, etc. Indeed, using a year, starting with 19__ helps people remember their code, but it also increases its predictability, Berry says. His analysis shows that every single 19__ combination be found in the top 20% of the dataset.
"People use years, date of birth — it's a monumentally stupid thing to do because if you lose your wallet, your driver's license is in there. If someone finds it, they've got the date of birth on there. At least use a parent's date of birth [as a password]," says Berry.
Keyboard patterns
Somewhat intriguing was #22 on the most common password list: 2580. It seems random, but if you look at a telephone keypad (or ATM keypad) you'll see those numbers are straight down the middle — yet another sign we're uncreative and lazy password makers.
...
Berry says that a whopping 26.83% of all passwords could be guessed by attempting just 20 combinations of four-digit numbers (see first table). "It's amazing how predictable people are," he says.
We don't like hard-to-remember numbers and "no one thinks their wallet will get stolen," Berry says.
Days, months, years
Many of the commonly used passwords are, of course, dates: birthdays, anniversaries, the year you were born, etc. Indeed, using a year, starting with 19__ helps people remember their code, but it also increases its predictability, Berry says. His analysis shows that every single 19__ combination be found in the top 20% of the dataset.
"People use years, date of birth — it's a monumentally stupid thing to do because if you lose your wallet, your driver's license is in there. If someone finds it, they've got the date of birth on there. At least use a parent's date of birth [as a password]," says Berry.
Keyboard patterns
Somewhat intriguing was #22 on the most common password list: 2580. It seems random, but if you look at a telephone keypad (or ATM keypad) you'll see those numbers are straight down the middle — yet another sign we're uncreative and lazy password makers.
...
Original located at http://finance.yahoo.com/blogs/the-exchange/cracking-pin-code-easy-1-2-3-4-130143629.html
The point here is that things happen. You have to always be on guard even with the little things. The second you don't, little things and cause big problems. And the problem is that once your identify is stolen, it could be extremely difficult to recover, if you are not protected in some way. What kind of protection you might ask?
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Thursday, September 20, 2012
Wrongly Jailed Man Lands Pro Job
You may be asking yourself...why on earth would I ever need legal insurance or legal services? The answer to this question is quite simple. Because 'Life' happens. In life, bad things sometimes happens to good people. You may have signed a contract or made a major purchase. Been overcharged or been treated unfairly. Either been yourself or known a victim of Identity theft. Or just been in a situation where the advice of a qualified Attorney would have been helpful. Take the case of Mr Brian Banks for example........
It took a long time, but Brian Banks is finally getting a real shot at pro football. (Doug Farrar)
What do you do if you don't have access or the resources available to you?
If you enjoyed, please share and comment. Thanks.
It took a long time, but Brian Banks is finally getting a real shot at pro football. (Doug Farrar)
In a different world, Brian Banks might have been an All-American linebacker at USC, a high NFL draft pick, and the owner of multiple Pro Bowl nominations by now. Instead, Banks' story and journey to the pros has a far more compelling narrative.
Falsely accused of rape at age 16, the former high school standout linebacker spent five years in prison and another five years on probation before he was finally exonerated in May. Banks, who had lost 50 pounds in the last year as he trained against all odds for the chance at the NFL he had been so cruelly denied before, immediately received interest from several NFL teams. Banks attended some summer minicamps, flew back to his Los Angeles home to begin work with elite NFL trainer Travelle Gaines, and bided his time.
Now, Banks has taken a significant step forward on his road to the NFL by signing with the Las Vegas Locos of the United Football League. The team announced the move on Wednesday.
The rest of the story can be found at Brian Banks takes his next step with the UFL | Shutdown Corner - Yahoo! Sports http://sports.yahoo.com/blogs/nfl-shutdown-corner/brian-banks-takes-next-step-ufl-151055010--nfl.html
What do you do if you don't have access or the resources available to you?
If you enjoyed, please share and comment. Thanks.
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